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Eventually, Hoyzer was sentenced to 2 years and 5 months in american standard tubs prison. In many countries there are requirements laid down imposing minimum limits of liability that are a prerequisite to obtaining an operator's licence. In the late 19th century, "accident insurance" began to be available, which operated much like modern disability insurance.[2].This payment model continued until the start of the 20th century in some jurisdictions (like California), where all laws regulating health insurance actually referred to disability insurance.[3]
Accident insurance was first offered in the United States by the Franklin Health Assurance Company of Massachusetts
Missouri, Bosworth
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