Notaries public may take out errors and omissions insurance (E&O). Some have pointed out that not studying the best ways to allocate resources toward goals like health and safety, the environment, justice, or disaster assistance is a sort of willful ignorance that results in less public welfare or even increased suffering.[106] In this sense, it would be unethical not to assess the economics of such issues. If this corridor is ever violated, then the universal life policy will be treated as, and in effect turn into, a Modified Endowment Contract (or more commonly referred to as a MEC). But universal life has its own disadvantages which stem primarily from this flexibility

      Notaries public may take out errors and omissions insurance (E&O). Some have pointed out that not studying the best ways to allocate resources toward goals like health and safety, the environment, justice, or disaster assistance is a sort of willful ignorance that results in less public welfare or even increased suffering.[106] In this sense, it would be unethical not to assess the economics of such issues. If this corridor is ever violated, then the universal life policy will be treated as, and in effect turn into, a Modified Endowment Contract (or more commonly referred to as a MEC). But universal life has its own disadvantages which stem primarily from this flexibility